Health Care Insurance Resources, Inc. was established in 1981 to provide stable insurance for members of the Georgia Hospital Association, Health Care Insurance Resources, Inc. has continued to fulfill its mission for more than 30 years. The agency contracts with Arthur J. Gallagher & Co. for its staffing and administrative services. Today, Health Care Insurance Resources, Inc. and Arthur J. Gallagher & Co. can access worldwide insurance markets for all GHA members' insurance needs, making it the leading provider of insurance programs and services to GHA members. Health Care Insurance Resources, Inc. also supports GHA-member hospitals by providing employee benefit brokerage and consulting services.

The Nov. 19 issue of Directions includes articles highlighting recent legislative changes and regulatory guidance for employer-sponsored benefit plans.

In the first half of 2024 alone, data breaches surged by 490%, impacting over 1 billion individuals. Our latest article, “Help Your Employees Regain Control of Their Personal Information” explores how employers can utilize online privacy tools and voluntary benefits to help safeguard employees’ data —strengthening trust, wellbeing and organizational defenses.

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Join Gallagher’s Compliance Counsel for our year-end webinar where we will highlight notable topics from the past year and provide insights into what to expect in 2025.

In this webinar, you will:

• Learn about inflation adjustments for health plans, HSAs, FSAs, and employer shared responsibility for 2024-2025.
• Get reminders about required government reporting and participant disclosures.
• Hear important information about upcoming changes to plan design, including preventive care and mental health parity compliance.
• Learn new and selected plan administration obligations, including details about HIPAA and fiduciary responsibility.
• Get details about what we are watching for in 2025.

Don't miss this opportunity to stay informed and prepared for the future.

Register Now

With National Diabetes Awareness Month upon us, it’s a great time to consider how your organization can help employees manage this complex condition—and optimize healthcare expenses. Diabetes now impacts over 38 million people across the United States and prediabetes affects an additional 97 million. These numbers underscore the importance of thoughtful, strategic support for employee health and your company’s bottom line.

Currently, diabetes accounts for 25% of US healthcare spending, with medical costs for those with diabetes nearly three times higher than for those without. Employers are in a unique position to make a real difference by providing solutions that are both supportive and cost-effective.

Read our latest article and explore actionable strategies for managing diabetes while lowering healthcare costs. If you’re ready to enhance your approach to diabetes management, Gallagher’s consulting team is here to help.

The Oct. 22 issue of Directions includes articles highlighting recent legislative changes and regulatory guidance for employer-sponsored benefit plans.

When it comes to Annual Enrollment, the most effective benefits communication strategies span the entire year – they don’t just begin and end with the enrollment window. Taking a strategic approach to your benefits campaigns gives you a clearer idea of what you need to accomplish and how – especially in the changing and ever-evolving landscape communicators face.

The goalposts of the employee experience have shifted considerably thanks to hybrid working models and advancing digital technology. This means communicators must treat employees like consumers to engage them with Annual Enrollment content. Think standout content across mobile apps and strategic use of channels.

Benefits are a fundamental part of your employee value proposition. Communicate this in ways that help employees connect the dots between their benefits and their daily lives. Help them understand the value of their benefits. This leads to increased employee appreciation of their total compensation, resulting in higher engagement and uptake – not to mention higher utilization of your programs and plans.

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In the latest video of our Practically Speaking with Compliance series, we’ll provide a review of the gag clause prohibition and a step-by-step walk through on how to submit a Gag Clause Prohibition Compliance Attestation, including changes to the 2024 submission process.

A bit about gag clauses: Group health plans are prohibited from engaging in contracts with plan service providers that contain gag clauses. To prove compliance with the prohibition, plan sponsors must submit a Gag Clause Prohibition Compliance Attestation each year by December 31.

Join host Sean McLean, JD, as he talks about and demonstrates the processes and steps to submitting a gag clause compliance attestation.

Watch Practically Speaking with Compliance: Gag Clause Attestation today!

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As the annual enrollment season approaches, HR professionals face the challenge of communicating with a large number of employees and completing numerous administrative activities within a short period of time.

To help you navigate this process efficiently, we invite you to join our upcoming webinar featuring Gallagher’s Compliance Counsel.

• Stay updated on new developments, including indexed dollar values for 2025, changes to Medicare Part D creditable coverage, developments for HSAs, and more.
• Understand the general rules for content and distribution methods of annual enrollment communications, including electronic communications.
• Review important administrative requirements, such as conducting enrollment online, correcting election mistakes, and recordkeeping requirements.

Register 

The GHAWCSIF provides workers’ compensation coverage to 46 hospitals with a total premium of over $7.8 million. Health Care Insurance Resources, Inc. continues to support the GHAWCSIF by providing marketing, consulting and loss control services.

Started in 1995, the GHCIC is a segregated portfolio captive insurance company owned by the Georgia Hospital Association. There are multiple segregated portfolio cells in GHCIC. All of them are also TPA clients of Allied Claims Administration for the hospital professional and general liability coverage written through the captive cell.

Allied Claims Administration is a client-focused third-party administrator currently serving more than 125 clients throughout the Southeast. Allied is jointly owned between GHA and Gallagher. Specializing in self-insurance programs for group associations, risk retention groups and individual self-insured, they provide superior professional liability, general liability and workers’ compensation claims services to the health care industry.