Health Care Insurance Resources, Inc. was established in 1981 to provide stable insurance for members of the Georgia Hospital Association, Health Care Insurance Resources, Inc. has continued to fulfill its mission for more than 30 years. The agency contracts with Arthur J. Gallagher & Co. for its staffing and administrative services. Today, Health Care Insurance Resources, Inc. and Arthur J. Gallagher & Co. can access worldwide insurance markets for all GHA members' insurance needs, making it the leading provider of insurance programs and services to GHA members. Health Care Insurance Resources, Inc. also supports GHA-member hospitals by providing employee benefit brokerage and consulting services.

The March 4 issue of Directions includes articles highlighting recent legislative changes and regulatory guidance for employer-sponsored benefit plans

Save your spot: Gain economic insights, market perspectives, and retirement plan and investment news during our Q1 Financial Markets Update webinar April 10 at 11 a.m.

Professionals from the Gallagher Investments and Retirement Plan Consulting practices (Gallagher Fiduciary Advisors, LLC) will review and discuss the latest developments impacting investment portfolios, retirement plans, and fiduciary liability, including:

• The performance of capital markets during the first quarter of 2025
• Opportunities and risks facing investors amid the current market and economic environment

Fiduciary updates, including plan design trends and more

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Featuring findings and insights from the global State of the Sector 2024/25 survey, the 2025 Employee Communications Report reveals the biggest trends, challenges and opportunities facing communicators today—including AI transparency, leadership influence and more.

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Join Gallagher for “Your People Strategy: Optimizing Benefits, Financial and Talent Programs” on Wednesday, April 16. Industry professionals will discuss:

• Strategically Invest in Benefits: Align health and benefits offerings with employee needs to maximize value and impact.
• Build a Stronger Workforce: Design total rewards programs that help enhance financial wellbeing, retirement planning and overall engagement.
• Contain Costs Without Compromise: Implement cost-effective strategies that help you reinvest savings back into your organization’s most valuable asset—your people.

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Did you know – 83% of midsized and 90% of large Best-in-Class employers have a strategy for improving employee engagement? Find out which strategies they’re implementing and more organizational wellbeing trends in the latest reports from Gallagher’s Workforce Trends Report Series.

Click here for more information and to access the reports.

In the first half of 2024 alone, data breaches surged by 490%, impacting over 1 billion individuals. Our latest article, “Help Your Employees Regain Control of Their Personal Information” explores how employers can utilize online privacy tools and voluntary benefits to help safeguard employees’ data —strengthening trust, wellbeing and organizational defenses.

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Want a holistic view of benefits offerings your peers are utilizing in 2025? Start by taking our Benefits Strategy & Benchmarking Survey! Your participation unlocks data that can help you benchmark your organization against others in your industry, region or market segment. See how you compare.

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With National Diabetes Awareness Month upon us, it’s a great time to consider how your organization can help employees manage this complex condition—and optimize healthcare expenses. Diabetes now impacts over 38 million people across the United States and prediabetes affects an additional 97 million. These numbers underscore the importance of thoughtful, strategic support for employee health and your company’s bottom line.

Currently, diabetes accounts for 25% of US healthcare spending, with medical costs for those with diabetes nearly three times higher than for those without. Employers are in a unique position to make a real difference by providing solutions that are both supportive and cost-effective.

Read our latest article and explore actionable strategies for managing diabetes while lowering healthcare costs. If you’re ready to enhance your approach to diabetes management, Gallagher’s consulting team is here to help.

Learn how your organization can evolve your employee proposition with proactive planning, simplification, flexibility, and personalization. Download the latest issue of Gallagher Better Works^SM Insights magazine for valuable strategies to help you succeed.

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When it comes to Annual Enrollment, the most effective benefits communication strategies span the entire year – they don’t just begin and end with the enrollment window. Taking a strategic approach to your benefits campaigns gives you a clearer idea of what you need to accomplish and how – especially in the changing and ever-evolving landscape communicators face.

The goalposts of the employee experience have shifted considerably thanks to hybrid working models and advancing digital technology. This means communicators must treat employees like consumers to engage them with Annual Enrollment content. Think standout content across mobile apps and strategic use of channels.

Benefits are a fundamental part of your employee value proposition. Communicate this in ways that help employees connect the dots between their benefits and their daily lives. Help them understand the value of their benefits. This leads to increased employee appreciation of their total compensation, resulting in higher engagement and uptake – not to mention higher utilization of your programs and plans.

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In the latest video of our Practically Speaking with Compliance series, we’ll provide a review of the gag clause prohibition and a step-by-step walk through on how to submit a Gag Clause Prohibition Compliance Attestation, including changes to the 2024 submission process.

A bit about gag clauses: Group health plans are prohibited from engaging in contracts with plan service providers that contain gag clauses. To prove compliance with the prohibition, plan sponsors must submit a Gag Clause Prohibition Compliance Attestation each year by December 31.

Join host Sean McLean, JD, as he talks about and demonstrates the processes and steps to submitting a gag clause compliance attestation.

Watch Practically Speaking with Compliance: Gag Clause Attestation today!

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AI-enabled digital transformation is on the rise, and as technology becomes more powerful, organizations must learn to leverage it effectively to address challenges. Despite AI's significant capabilities, only one in five organizations provide training or resources related to AI and 50% report that no one is designated to oversee AI initiatives within their organization.

Organizations that quickly adapt and innovate with technology will thrive in the coming years. Here are some strategies to help effectively integrate AI:

• Begin with a clear statement articulating your organization's AI strategy.
• Choose a Generative AI platform and core business tools with integrated AI capabilities, ensuring the right balance of security and productivity. Make these tools standard across your organization.
• Offer clear guidance and direction on using AI within your organization.

Discover more about how adopting new technologies can alleviate anxiety among your employees and transform your workplace in our latest article, "Helping Employees Embrace the Next Wave of Digital Transformation."

The retirement plan industry is evolving. Gallagher is  here to guide you. Here are five fast facts to consider as you design a valued financial wellbeing strategy that attracts, engages, retains, and successfully retires your employees.

The GHAWCSIF provides workers’ compensation coverage to 46 hospitals with a total premium of over $7.8 million. Health Care Insurance Resources, Inc. continues to support the GHAWCSIF by providing marketing, consulting and loss control services.

Started in 1995, the GHCIC is a segregated portfolio captive insurance company owned by the Georgia Hospital Association. There are multiple segregated portfolio cells in GHCIC. All of them are also TPA clients of Allied Claims Administration for the hospital professional and general liability coverage written through the captive cell.

Allied Claims Administration is a client-focused third-party administrator currently serving more than 125 clients throughout the Southeast. Allied is jointly owned between GHA and Gallagher. Specializing in self-insurance programs for group associations, risk retention groups and individual self-insured, they provide superior professional liability, general liability and workers’ compensation claims services to the health care industry.